What department store credit cards are easy to get? This question often comes up for those who are looking to build their credit or simply want to take advantage of the exclusive benefits offered by department store credit cards. With a variety of options available, it’s important to understand which cards are the most accessible for different credit profiles.
Department store credit cards are known for their rewards programs, which often include discounts, special offers, and early access to sales. However, the ease of obtaining these cards can vary significantly. Here’s a look at some department store credit cards that are generally considered easy to get, regardless of your credit score.
1. Bloomingdale’s Credit Card
Bloomingdale’s is a high-end department store that offers a credit card with a relatively straightforward approval process. The card is available to those with fair credit, making it an excellent option for those who are just starting to build their credit history. With this card, you can enjoy special discounts and exclusive offers on Bloomingdale’s merchandise.
2. Nordstrom Credit Card
Nordstrom is another popular department store that offers a credit card with flexible approval criteria. The Nordy Club card is available to individuals with fair credit, and it comes with a rewards program that includes points for every dollar spent. Additionally, cardholders receive early access to sales and special promotions.
3. Macy’s Credit Card
Macy’s is a well-known department store that offers a credit card with a simple application process. The Macy’s American Express card is available to those with fair credit and offers a rewards program that includes points for every purchase. Cardholders also receive special offers and early access to sales.
4. Saks Fifth Avenue Credit Card
Saks Fifth Avenue is a luxury department store that offers a credit card with a more exclusive approval process. However, for those who qualify, the Saks Fifth Avenue credit card comes with a generous rewards program and exclusive benefits, such as early access to events and sales.
5. J.C. Penney Credit Card
J.C. Penney is a mid-range department store that offers a credit card with a straightforward approval process. The J.C. Penney credit card is available to those with fair credit and comes with a rewards program that includes points for every dollar spent. Cardholders also receive special discounts and offers on J.C. Penney merchandise.
In conclusion, there are several department store credit cards that are relatively easy to get, making them a great option for those looking to build their credit or take advantage of the benefits offered. It’s important to research each card’s rewards program, terms, and conditions to find the best fit for your needs.
