Are you looking for the best grocery store rewards credit card to maximize your savings on everyday purchases? Look no further! In this article, we will explore the top credit cards that offer the most significant rewards for grocery shopping. By choosing the right card, you can enjoy substantial savings and benefits that will make your shopping experience even more rewarding.
1. Chase Freedom Unlimited®
The Chase Freedom Unlimited® is one of the best grocery store rewards credit cards available. It offers a generous flat rate of 1.5% cash back on all purchases, including groceries. Additionally, you can earn an extra 5% cash back on up to $12,000 in combined purchases at grocery stores in the first year from account opening. This card has no annual fee, making it an excellent choice for those who want to maximize their rewards without any additional costs.
2. American Express Blue Cash Preferred® Card
The American Express Blue Cash Preferred® Card is another top choice for grocery store rewards. It offers a solid flat rate of 6% cash back on up to $6,000 in combined grocery store purchases per year, and then 1% cash back on all other purchases. The card also comes with a $150 welcome offer after you spend $1,000 in the first three months. This card is great for frequent grocery shoppers who can take advantage of the high cash back rate on groceries.
3. Citi Double Cash Card
The Citi Double Cash Card is a unique option that offers cash back on both purchases and payments. You can earn 2% cash back on all grocery store purchases, along with 1% cash back on every purchase you make and every dollar you pay on those purchases. This card is great for those who pay off their balance in full each month, as it allows you to maximize your cash back rewards. There is no annual fee for this card, making it an attractive option for those looking to save on fees.
4. Bank of America Cash Rewards Credit Card
The Bank of America Cash Rewards Credit Card offers a competitive 2% cash back on grocery store purchases for the first $2,500 in combined grocery store, gas station, and wholesale club purchases each quarter. After that, you’ll earn 1% cash back on these purchases. This card also provides a $200 online cash rewards bonus after you make $1,000 in purchases in the first 90 days. The card has no annual fee, making it a great choice for those who want to save on fees while earning rewards.
5. Discover it® Cash Back
The Discover it® Cash Back card offers a 5% cash back on up to $1,500 in combined grocery store purchases each quarter, along with a 1% cash back on all other purchases. There is no annual fee for this card, and you can receive a cash back match at the end of your first year. This card is a great option for those who want to earn a high cash back rate on their grocery spending without paying any annual fees.
In conclusion, the best grocery store rewards credit card for you will depend on your spending habits and preferences. Consider the cards mentioned above to find the one that suits your needs and helps you save the most on your grocery shopping. Remember to always read the terms and conditions of each card to ensure you understand the rewards structure and any limitations. Happy shopping and rewards earning!
