How to Change Due Date on Chase Credit Card
Managing your credit card finances effectively is crucial for maintaining a good credit score and avoiding late payment fees. One aspect of credit card management that many cardholders often overlook is the due date. If you find yourself in a situation where you need to change your Chase credit card due date, here’s a step-by-step guide on how to do it.
1. Log in to Your Chase Online Account
The first step to changing your due date is to access your Chase credit card account online. Go to the official Chase website and log in using your username and password. If you haven’t registered for an online account yet, you will need to do so by providing your credit card information and following the registration process.
2. Navigate to the Account Settings
Once you are logged in, you will see a menu or dashboard. Look for an option labeled “Account Settings” or “Account Details.” Click on it to access the settings related to your credit card account.
3. Find the Due Date Option
Within the account settings, locate the section dedicated to your credit card details. This is where you will find the option to change your due date. It may be labeled as “Due Date,” “Payment Due Date,” or something similar.
4. Update Your Due Date
Click on the “Update” or “Change” button next to the due date option. You will be prompted to enter a new due date. Choose a date that suits your financial situation and click “Save” or “Submit” to confirm the change.
5. Verify the Change
After updating your due date, it’s important to verify that the change has been applied successfully. You can do this by checking your account statement or contacting Chase customer service. Make sure the new due date matches the one you have set.
6. Consider the Impact on Your Credit Score
Changing your due date is a convenient way to manage your credit card payments, but it’s important to consider the potential impact on your credit score. Lenders often look at your payment history as a key factor in determining your creditworthiness. If you frequently change your due date, it may raise concerns about your ability to manage your finances responsibly.
7. Reach Out to Chase Customer Service
If you encounter any issues while trying to change your due date or if you have any questions, don’t hesitate to reach out to Chase customer service. They can provide you with assistance and guide you through the process.
In conclusion, changing the due date on your Chase credit card is a straightforward process that can be done online through your account settings. By following these steps, you can ensure that your payments are made on time and avoid any potential late fees. Remember to consider the impact on your credit score and reach out to customer service if you need further assistance.
